Research
Research Papers, Policy Statements, and Relevant News Articles:
IHS Global Insight Study (2009)
Restrictions on Credit: A Public Policy Analysis of Payday Lending
An Analysis of Consumers’ Use of Payday Loans
Restricting Consumer Credit Access: Household Survey Evidence on Effects Around the Oregon Rate Cap
Restrictions on Payday Loans Do More Harm Than Good
Payday Lenders: Heros or Villains?
Payday Lending & Public Policy: What Elected Officials Should Know
Contrasting Payday Loans to Bounced Check Fees
Low-Cost Payday Loans: Opportunities & Obstacles
Payday Lending: A Practice Overview of a Growing Component of America’s Economy